Branch loan

How many times in your life have you urgently needed money? We all do our best to save up but there are circumstances in which you have to take loans.

It is, of course, very unpleasant but if there’s nothing else to do, the Branch loan app is here to cover for you.

If you need funds to help consolidate debt, pay an outstanding bill or finance a large purchase, a personal loan might make sense for you.

The branch loan app can give you an opportunity to borrow money with an online application. Remember, though — approval is not guaranteed and is based on a number of factors, like creditworthiness.

You might find applying for or managing a loan through the branch loan app to be a great way to go — as long as you choose a loan that you can afford to comfortably repay, of course.

In this article, we will put you through all you need to know about the Branch loan app.

Quick Disclaimer: We are not Branch loan company; the information provided is for information purposes and personal opinion based on what we’ve tried with the app. Do read their terms and interest rate policies before you proceed.

What Is Branch Loan App?

Branch makes it easy for people in Nigeria to access a loan, anytime, anywhere. It is no doubt one of the best platforms for fast loan in Nigeria.

Complete our application in seconds and receive your loan straight into your mobile money account. Branch International is like a bank in your pocket, there for you at all times.

Branch online loan

Branch personal loan is a product of Branch International, which is a microfinance lending institution that operates in Nigeria and countries abroad.

Applying machine learning, Branch has created an algorithmic approach to determine credit worthiness via customers’ smartphones.

While this tech-forward approach requires transparency and trust, it also enables a fair, secure and convenient path for customers to build capital and save for the future.

In emerging markets across the globe, the middle class is booming and so is their need for fair, reliable financial services and capital.

With smartphone growth at an all-time high, Branch has a unique opportunity to build customer-first financial products for people worldwide.

The branch loan app has a great track record as it currently has over 3 million customers worldwide, has issued over 15 million loans and has disbursed over $350 million.

Who Is the Owner of Branch International?

The core leadership of Branch international is fused with competent personnel in Finance and management.

From a pool of important personnel, in this article, we will talk about three of the most important leaders of the organization which includes:

Daniel Jung – Co-founder and COO at Branch International
Matt Flannery CEO of Branch International

Flannery is a co-founder and the former CEO of and the current CEO of Branch International. He was the CEO of from 2005–2015.

Flannery began co-developing Kiva in late 2004 while working as a computer programmer at TiVo, Inc.

Daniel Jung – Co-founder and COO at Branch International
Daniel Jung – Co-founder and COO at Branch International

Daniel Jung is a fellow co-founder and COO of Branch international.

CHARISHMA CHOTALIA at Branch International
CHARISHMA CHOTALIA at Branch International

Based in Mumbai, Charishma leads Branch’s India operation and was the key leader responsible for leading Branch’s expansion into India.

She holds vast knowledge and experience in navigating dynamic, ever-changing regulatory environments to allow companies to scale at speed.

Prior to joining Branch, she led expansion efforts for a social enterprise into South Asia.

How Does Branch Loan Nigeria Work

Branch’s loan platform in Nigeria offers its customers different services in the form of loans.

Through the branch quick loan, you can obtain loans ranging from medical loans that come in handy for those with health issues. This serves as an opportunity to get funds for treatment.

Business loans are for entrepreneurs about to startup a business or for those trying to explore an opportunity for their business to grow.

Education loans for students looking to pay their tuition fees and so on.

At Branch, they have products designed to meet people especially their customers at their point of need.

This also includes people with little or no savings at all. That is why alternative data is utilized for their customers to offer financial products that can be accessed anywhere, anytime,  without any discrimination of tradition.

This is why the branch platform acts in accordance with the permission of their clients, to analyze smartphone data, to determine the eligibility of their customers for certain loan products, which in turn results in each client having a personalized loan.

Branch Loan App Download For iPhone and Website

Downloading the Branch app for loans for customers using any of the Apple brands has always been an issue.

However, we will give you a step by step guide on how to successfully download the Branch loan app on your device be it i-pad, iPhone 5,6,7,8, X and X-max. We have got you covered.

You can download the Branch app for iPhone using the following guides:

  • We assume you might have already signed into your app store before now, but if not, the first step is to sign in to the app store with your Apple ID.
  • Launch App Store from your Home Screen or menu of applications.
  • You can then click on the Apps option usually at the bottom of your screen. Thus will prompt a list of categories to pop up. Proceed to select the category or otherwise you can easily utilize the search box and input ‘Branch’.
  • When the Branch loan app comes up, just click on it.
  • A whole new page comes up with the get button and then select the install option. The Branch loan app is classified among the top classified free apps, so you don’t require any funds to install it.
  • The next step is to Authenticate the app installation. Click the resulting side button twice and  You will get an option to clear the download.
  • Sign in to your iTunes account to complete your download.

For any further information or inquiries about the Branch loan app, visit the Branch loan website at

How Do You Get a Branch Loan?

The branch loan app is one of the easiest fintech platforms to obtain loans in Nigeria.

However, Before you can obtain any loans from the platform, they are certain requirements you need to meet.

Without satisfying these requirements, it’s impossible to get a loan from them. These requirements include:

  • Personal details
  • Residential address
  • Phone number
  • Email
  • Bank verification number- BVN
  • Permission to access phone data
  • Bank details

If you are one who has or satisfy all the listed requirements, then you are eligible to apply for Branch loans. To apply for branch loan, follow our step by step guide listed below.

  • Download the app

The first step is to download the Branch loan app for Android. You can download it from app store for iPhone users as explained earlier in this article, or better still, you can download the Branch loan app from Google play store for those using an android phone.

  • Open an account on the app

Once you have installed the application successfully, open your app menu and launch the Branch loan app.

You are then required to open an account on the platform by inputting your details like Name, email address, location, bank details, etc. You are also required to grant the app access to your phone data.

  • Apply for loan

After successfully creating your personal account on the platform, you are then ready to apply for a loan.

On the loan app menu, toggle to the ‘my loan’ icon on the page. After then, a lot of options pop up on the screen. You can then click on “Request loan” to tender your loan application.

  • Wait for loan

After a successful loan application, all that’s left is for your loan to be approved but you need to wait for the approval. 

The loan application process may take between 1 to 24 hours to be complete.

  • Branch loan repayment

After receiving the loan you applied for, you have to repay within the tenor of the loan you chose during application.

It’s always favorable to repay your loan on time, resonate being that you get a higher credit score.

The higher your credit score, the more money you can borrow through the platform. So if you are ready to repay your loan, follow the steps listed below.

  • Launch the branch app on your smartphone or ios.
  • Click on “My Loan“.
  • Click on the  “Tap to Pay” icon.
  • Enter the amount you intend to pay back.
  • You can either pay using your bank or using your ATM card. However, if you select “Bank Account“, you would be sent a verification code from your bank.
  • Select “Bank Account” or “Card” and click on ‘Continue’. Your loan repayment should be complete within 24 hours.

How Much Can You Borrow From Branch International

Through the Branch international loan, you can be able to borrow loan in the range of #1,000 – #200,000 depending on your credit score.

Unlike the Carbon Loan App, you get a first-time loan of around N1,000 or N2,000. Later when you repay your loans on time, the amount you can borrow increases.

How Much Is Branch Loan Interest Rate

Branch instant loan offers loans from ₦1,000 to ₦200,000. Loan tenor range from 1 – 10 months.

Interest ranges from 15% – 34% with an equivalent monthly interest of 3% – 21% and APR of 33% – 261%, depending on the loan option you choose.

A lot of factors affect the interest rate for a particular loan option, including your repayment history and the cost of lending for Branch.

How Long Does It Take to Process a Loan?

After a successful branch online loan application, it takes up to a maximum of 24 hours for a branch loan to be processed.

What Happens When You Don’t Pay Your Loan?

No loan repayment results in a bad credit history which means you might not be able to borrow from the app.

Just like the Palm Credit app and other loan apps, if you don’t pay back your loan, further action might be taken against you as you will be reported to the Federal Credit bureau so that you will be unable to obtain loans from any other loan platform in Nigeria.

Branch Loan App Customer Care Contact

For any inquiries on Branch loan app or their services, contact them at:

  • Email:
  • Twitter:
  • Facebook:

Branch Loan App Review Summary

The branch money loan gives you the opportunity to push through circumstances, make that deal happen, expand or grow your business.

The best thing about the platform is that you can obtain your loan within 24 hours which is almost no time.

If you have any further questions concerning the Branch loan app, you can contact their platform through their contact information above.

Ever used the app for loans to meet urgent needs? Let’s have hear your experience in the comment box.

By Admin

Leave a Reply

Your email address will not be published. Required fields are marked *